Coverage and policy conditions

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2. Professional liability insurance
3. Coverage and policy conditions

Coverage

• Insured amount €2,500,000 per claim per member
  
• Maximum payout up to a total amount of €5,000,000 per year per collective policy
• Personal injury: no deductible
• Property damage: deductible of €125
• Interns and assistant(s) are insured at no extra cost
• Personnel* can be included in the coverage
• Substitutes (in absence) of all insured persons are covered.
• Contract duration 12 months ongoing with automatic renewal for successive 12-month periods.
• Special conditions: coverage is only provided for members based in the Netherlands.
• Damages resulting from providing emergency assistance are covered worldwide.
• Damages to third parties due to business use of an e-bike.
• Specific costs related to the Wkkgz (regarding dispute resolution body)

* Personnel refers to: doctor/physiotherapist or healthcare provider who
meets the requirements of the NVA. Details must be filled in on
the application form, otherwise no coverage.

Coverage for members who were insured elsewhere:

• Premium amount is a one-time annual premium.
• Only for members who were insured elsewhere prior to this insurance.

Incoming risk: Claims reported after the expiration date of the previous insurance will be handled by VvAA. If the run-off risk was insured in your previous insurance, you do not need to insure incoming risk.

Claims and circumstances that arose in a period of 5 years prior to the start date of this insurance and reported to VvAA during the insured period are automatically covered. No coverage will be provided for claims and circumstances that were known to or could have been known to the insured before the start date of the insurance.